In order to comply with national standards, Iowa has adopted Document Formatting Standards. Effective July 1, 2009, all documents presented for recording (except those listed below) MUST meet the requirements outlined in chapters 331.606A and 331.606B, Code of Iowa. All documents shall consist of one or more individual pages not permanently bound or in a continuous form. A page means a writing, printing, or drawing, other than a plat of survey or a drawing related to a plat or survey, occurring on 1 side only, and not larger than 8 1/2 x 14. 

The document shall not have any attachment stapled or otherwise affixed to any page except as necessary to comply with statutory requirements. However, individual pages of a document may be stapled for presentation for recording. Labels that are firmly attached are acceptable.

The first page of each document shall have a top margin of at least 3 inches of vertical space from left to right which shall be reserved for the recorder’s use.

All other margins on the document shall be a minimum of ¾ of one inch. 

Nonessential information such as page numbers or customer notations may be placed in a margin except the top margin. All preprinted text shall be at least 8 point in size and no more than 20 characters and spaces per inch. 

All other text typed or computer generated, including but not limited to all names of parties to an agreement, shall be at least 10 point in size and no more than 16 characters and spaces per inch.

Each document shall be of sufficient legibility to produce a clear reproduction. Each document shall be on white paper of not less than 20 pound weight without watermarks or other visible inclusions.

All signatures on a document shall be in black or dark blue ink and of sufficient color and clarity to ensure that signatures are readable when the document is reproduced. All names shall be typed, printed, or stamped beneath the original signature. Embossed or inked stamps shall not cover or otherwise materially interfere with any part of the document.

Each document that is presented for recording shall have the following information on the first page below the 3 inch margin:

1.Prepared By: The name of the business, name of the individual, address and phone number

2.A return name and complete address

3.Taxpayer Info: The name and address of the taxpayer for any document of transfer

4.The title of the document

5.The names of all grantors and grantees

6.The legal description

If insufficient space exists on the first page for all of the information described in numbers 1-6 above, reference the page number where that information is located on the first page. Documents dated on or after July 1, 2007, may not include any personally identifiable information. Personally identifiable information is defined

as an individual’s Social Security number, bank account numbers, credit account numbers, or debit account numbers.

The following documents are exempt from document formatting requirements:

• A document that was signed before July 1, 2005.
• A military separation document.
• A document that was executed outside of the United States.
• A certified copy of a document issued by a governmental agency, including a vital record.
• A document where one of the original parties is deceased or otherwise incapacitated.
• A document formatted to meet court requirements.
• A federal tax lien.
• A filing under the uniform commercial code, chapter 554.
• A plat or survey or a drawing related to a plat or survey.

Non-standard Fee: On or after July 1, 2005, a document that does not conform to the document formatting standards shall not be recorded except upon payment

of an additional recording fee of $10.00 per document or instrument. However, the non-standard fee may not be applied to the following:

The legibility requirements

The requirement to include the taxpayer information on documents of conveyance

The requirement that all documents have original signatures in black or dark blue ink and the names of the parties typed below their signatures

Forms:

• Groundwater Hazard Statement Instructions
• Groundwater Hazard Statement Form
• Real Estate Transfer Declaration of Value Instructions
• Real Estate Transfer Declaration of Value Form

Boat Registration and Title Information

The Cedar County Recorder has the responsibility of registering and titling vessels of Cedar County residents and non-residents if the vessel is principally used in Cedar County.

• Boat registrations expire on April 30th, every three years starting in 2007.
• Boat fees are based on the length of the boat.
• All boats 17 feet and longer require a title (except canoes and kayaks).

Items needed when transferring a boat:

• Bill of Sale
• Most recent registration (signature of seller required on front and backside of registration)
• Title, if applicable (signature of seller required on backside of title)
• Proof sales tax has been paid, if applicable
• Application for Registration, Title and Security Interest

State Sales Tax Information:
 

Sales of boats and other watercraft in Iowa are subject to the state sales tax of 5 percent plus local option taxes, if any. This applies to sales by Individuals, as well as, dealers. Anyone purchasing a boat from an individual should obtain a receipt that shows the cost of the boat. The buyer will then pay the sales tax on the cost

of the boat to the County Recorder. If a trailer is purchased with the boat, the 5% motor vehicle use tax is paid to the County Treasurer.

Boating Laws:
 

• For state boating law information, call the Iowa Department of Natural Resources at: (515) 281-5918 or click here to visit their website.
• For federal boating laws, call the U.S. Coast Guard’s Boating Safety Infoline at 1-800-368-5647.

Forms:

• Bill of Sale Boat
• Application for Registration, Title and Security Interest